minnesota home loans minnesota refinance minnesota home loans

Minnesota Home Mortgage Loan Refinance
- Even With Bad Credit-

Get a new LOW rate when you refinance your Minnesota home mortgage loan, even if you have bad credit. If you are unhappy with your current mortgage because of unfavorable interest rates or how the loan is structured, we can get you into a better loan.

To inquire about a loan online with us. Just complete this short form and one of our Mnnesot home loan consultants will contact you.

You can also call us toll free at 888.694.0455 ext 85 or Apply Online

  • Simple and easy to do, we can help
  • Reduce your monthy payments
  • Get better interest rates
  • Switch to a new loan type (ARM to Fixed)
  • Use funds for home impovement
  • Bad credit is okay

If it's been a few years since you got your current mortgage loan, you may need to refresh your memory about some of the terminology used on these pages. You can also have our loan officers go over everything and you do not need to be afraid to ask questions about your refinance.

We want the opportunity to earn your business. Your mortgage loan, whether buying a house, or refinancing your current mortgage, is a very big decision and it is our job to make the process much easier and less frustrating for you. We do that by educating you on the process, keeping you informed along the way, and obtaining all the necessary information from you.


Why refinance your home? There are a number of reasons to consider refinancing the loan on your home. Some people refinance as a way of taking advantage of lower interest rates, called Rate and Term REFI, enabling them to reduce their monthly mortgage payments without pulling any home equity out. Some refinance to a shorter-term mortgage, which enables them to build equity in their homes faster. And some homeowners refinance to tap into the equity they've accumulated in their houses, using the funds for home improvement or other needs, such as debt consolidation or their children's education, we called these types on loans HELCO or Home Equity Line of Credit

Do you want to take advantage of these benefits, but wonder if refinancing will be worth the time and effort? Do you feel unsure about the entire refinancing process? Don’t worry, the refinancing process is simple. It involves paying off your existing mortgage loan and taking out a new one on the same house. Your new mortgage loan could be at a more attractive interest rate, or for a different term. Or, you could get an entirely different type of loan — for example, you could switch from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage.


Fill out our refinance form or call us at 1-888-694-0455 and we will contact you about your refinance goals and options.


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